Identity Theft Protection

Travelers of New Jersey Identity Theft Protection Program

Did You Know That ...

• the FBI calls identity theft the fastest growing white-collar crime in America?
• an identity thief could steal your credit identity to obtain money and property by using and ruining your good credit?
• 1 in every 23 consumers was a victim of identity theft in 2004?¹
• on average, victims spend up to 600 hours and $1,400 recovering from identity theft?²
• Travelers was the first insurer to offer protection for the expenses that face identity theft victims as they work to repair the damage caused by this crime?
• Travelers now offers an expanded program of protection that provides victims with resolution services to help them through the process of reclaiming their identity and repairing their credit record?

No One Should Be Without Identity Fraud Theft Protection

You can add Travelers of New Jersey identity theft protection program to a Travelers of New Jersey homeowners, condo or renters policy for just $25 per year. If you become a victim of identity theft, this program provides you with access to a consumer fraud specialist, who can guide you through the process of reclaiming your identity, including:

• Obtaining a free credit report from the three major credit reporting agencies
• Placing fraud alerts with all three major reporting agencies
• Enrolling you in six months of daily credit monitoring
• Completing dispute letters on your behalf for approval and signature

This coverage will also reimburse you up to $25,000, with no deductible, for the expenses associated with clearing your name and repairing your damaged credit, such as:

• Lost wages (up to $1,000 a week for a maximum of 5 weeks)
• Reasonable attorney fees incurred, with Travelers of New Jersey prior approval
• Daycare and eldercare expenses
• Notary and certified mailing charges
• Loan re-application fees, and
• Long distance phone charges.

If you already have a Travelers of New Jersey homeowners, condo or renters policy and would like to add indentity theft protection contact your agent.

For more information on identity theft, including tips to better protect your personal information, click here.

For more information, click on the links below:

Identity Theft 101
DOBI Identity Theft
Find an Agent

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.

1 2005 Identity Fraud Survey Report, released by the Better Business Bureau and Javeling Strategy & Research.
2 Identity Theft: The Aftermath - 2003, released by the Identity Theft Resource Center, www.idtheftcenter.org