Homeowner Insurance

Complete Protection For Your Home

Your home is one of your largest investments. You want comprehensive coverage tailored to your individual home and possessions. Travelers of New Jersey offers quality, basic coverage with many standard features, plus a full array of coverage options to enhance your protection.

Travelers of New Jersey Homeowners Policy Protects:

• Your Home
• Detached Structures, such as a garage or shed.
• Personal Belongings, including furniture, clothing, appliances and much more.
• Loss of Use, for living expenses, when the home is damaged and uninhabitable.
• Personal Liability, that protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.

Unmatched Selection of Coverage Options:

• Personal Property Replacement Cost. Provides full replacement cost of personal belongings without a deduction for depreciation.
• Additional Replacement Cost Protection. This coverage provides up to 50% extra protection to cover sudden increases in construction costs you may need to rebuild your home if your coverage amount is inadequate.
• Personal Injury. Protects you against libel and slander.
• Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
• Valuable Items Plus Endorsement. Provides a blanket of coverage that is broader than what a basic Homeowners policy provides. It is the right coverage for people who own valuable possessions such as jewelry, artwork, cameras and computers.
• Personal Articles Floater. Provides coverage that is broader than what a basic Homeowners policy provides. It is the right coverage for people who own valuable possessions such as jewelry, artwork, cameras and computers and whose values exceed the limits of the Homeowners policy or Valuable Items Plus endorsement.
• Umbrella Policy. Offers an additional $1 million to $5 million of liability protection.
• Flood Coverage. Flood damage is typically not covered under a homeowners policy. This affordable coverage covers damage to your property and provides cleanup reimbursement.
• Pleasure Boat Insurance for small watercrafts.

We'll Be There When You Need Us

Travelers of New Jersey is dedicated to providing you with exceptional service:

• Fast, efficient claim handling around the clock, 365 days a year
• After hours emergency response team will be onsite within hours of a serious loss
• Visit our informative Claim Service section for tips on protecting your home. Check out our Home Maintenance Guide, Vacation Checklist, and Pool Safety & Maintenance Checklist.
• Catastrophe response team that is on call and on site within hours of a disaster. It includes our most highly trained claim professionals, wireless technology and a fleet of self-contained mobile claim offices.
• Fast, fair and reliable claims payment

Get Maximum Value with Competitive Pricing and Money-Saving Discounts

Travelers of New Jersey Homeowners Insurance is competitively priced and is a great value with many money-saving discounts. Ask a local Travelers of New Jersey independent agent to find out more about the variety of discounts we offer. It's easy to do, just click on the Find an Agent link.

For more information on homeowners insurance, click on the links below:

Homeowners 101
Homeowners Tips & Info
Home Claim Services
Find an Agent

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.