Condo Insurance

Complete Protection For Your Condominium

Travelers of New Jersey understands that as the owner of a condominium unit, your insurance needs are different from other homeowners. Chances are your association purchased a master policy to cover common areas like the exterior building and walkways. But you are responsible for insuring your individual, personal interests within your unit. You need both personal property and liability insurance.

Travelers of New Jersey Condo Policy Protects:

• Furniture
• Clothing
• Appliances
• Personal Belongings, no matter where they are used.
• Personal Liability, protects you against a claim or lawsuit if someone is injured or their property is damaged while in your condo.
• Cost of Common Property Loss, assessed by the condo association on all unit owners.

Unmatched Selection of Coverage Options:

• Personal Property Replacement Cost. Provides full replacement cost of personal belongings with no deduction for depreciation.
• Personal Injury. Protects you against libel and slander.
• Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
• Valuable Items Plus Endorsement. Provides a blanket of coverage that is broader than what a basic Condo policy provides. It is the right coverage for people who own valuable possessions such as jewelry, artwork, cameras and computers.
• Personal Articles Floater. Provides coverage that is broader than what a basic Condo policy provides. It is the right coverage for people who own valuable possessions such as jewelry, artwork, cameras and computers and whose values exceed the limits of the Condo policy or Valuable Items Plus endorsement.
• Umbrella Policy. Offers an additional $1 million to $5 million of liability protection.
• Flood Coverage. Flood damage is typically not covered under a condo policy. This affordable coverage covers damage to your property and provides cleanup reimbursement.
• Pleasure Boat and Yacht Insurance for small watercrafts.

We'll Be There When You Need Us

Travelers of New Jersey is dedicated to providing you with exceptional service:

• Fast, efficient claim handling around the clock, 365 days a year
• After hours emergency response team will be onsite within hours of a serious loss
• Important tips on how protect your home.
• Catastrophe response team that is on call and on site within hours of a disaster. It includes our most highly trained claim professionals, wireless technology and a fleet of self-contained mobile claim offices.

Get Maximum Value with Competitive Pricing and Money-Saving Discounts

Travelers of New Jersey Condominium Insurance is competitively priced and is a great value with many money-savings discounts. Ask a local Travelers of New Jersey independent agent to find out more about the variety of discounts we offer. It's easy to do, just click on the Find an Agent link.

For more information on condo insurance, click on the links below:

Condo 101
Tips & Info
Home Claim Services
Find an Agent

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.